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Saving with Steve, 06/07/2021

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Saving with Steve
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Guests, Dr Rebeka Smith and Ken Honda

Saving with Steve with Steve Sexton

Guests, Dr Rebeka Smith and Ken Honda

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Saving with Steve

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The Save With Steve Show, hosted by Steve Sexton will help you with ins and outs of money. We talk about financial issues that that could be costing you thousands of dollars and keeping you up at night.

We talk about “money”… tax reduction, saving more, how to spending less and get more, 401k’s, risk management, retirement, and everything under the sun that relates to you having a healthier happier relationship with money.

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Weekly Show
BBS Station 1
Tuesday
Starts
6:00 pm CT
Ends
6:55 pm CT
Show Transcript (automatic text 90% accurate)

everyone has their own unique views and needs when it comes to financial success if you'd like to leave your financial woes behind and live a life of Financial Freedom you've come to the right place welcome to the saving with Steve show hosted by Steve Sexton the show will help you with the ins and outs of money we talked about financial issues that could be costing you thousands of dollars and keeping you up at night we talked about money tax reduction saving more spending less 401K risk management retirement and everything under the sun that relates to you having a healthier happy relationship with money now here is your host of saving with Steve Steve Sexton a healthier happy relationship with money my name is Steve sex and I want to thank you for joining us today I want to thank you for sharing with your friends your family members were well over 550,000 listeners and growing
this is wonderful not today first question is your money smiling one of her guests today Ken Hunter author of Happy Money the Japanese art of making peace with your money cans going to show us how to create a life of abundance while changing our relationship with money I'm going to be talking about how to secure a bigger social security check do you want to make sure you're there for that now here's an interesting thing now that it's kind of winding down companies are opting for complete return to work or a hybrid model the office space itself must undergo that post-pandemic makeover aside from excerpt hand sanitizer plexiglass barriers we have best-selling author dr. Rebecca Smith she's also known as we're back to the film doctor is revealing how to create more welcoming environment post-pandemic that enhances employees productivity and engagement I want to call you Rebecca is that okay
nice verse dr. Smith the book born to do it becoming a leader of a business niches using powerful spiritual techniques and I know we're also talking about the workplace but let's help our audience understand where you came from your story a little bit yes so it's kind of interesting how my story kind of transpire cuz I thought I had when I pull up so I feel what I should be doing is looking a little Academia Electra get my PhD and looking that Weld and then I realized what I was doing a PhD and I did enjoy it was certainly a challenge but then my friend of mine who was a stupid juice horror film festival ends in May would you like to help out and I was like yeah
need to be one who wants to be doing this week in the film industry in the world of film distribution and one that point onwards I love doing I still kind of side of things using a festival and when I was thinking filmmakers they said to me today I'm going to be they can send them Festival of Lena gardenia that's wonderful I know about number of people who wouldn't got their PHD just to say that did it for like an athletic person but he did it because he's in a health insurance industry
time they realize they don't have anything to do with what you help me understand how you started moving towards more of the spiritual nature to help people with productivity well-being balance all that kind of stuff I found with my sole purpose was to know what that was or what that kind of ology was until later on down the line ever was being very positive but I didn't know anything about Universal retraction the secret nothing like that and it wasn't until I had a bad breakup with an ex-boyfriend mind that friend of mine still needs to go to specialist to help you out and things are no idea existed until I was arrested was around 2026 27 when this kind of like her so I wasn't
and would have met my sister is so kind of pizza he said you have no points does Willis in feng shui I found ways to apply them with people I was looking right into my business and also myself and it changed my whole life for myself and generally not to be want to be and I know it's a lot less mistake but I was having schooling out and thought he was so I can go and so it might die that was a really bad and now it's a it's a lot different than I used to be. It's down to begin spiritual practices I know he was in techniques
agree with that when I first went to work in the corporate world I went to work for a hundred-year-old company out in California it was interesting because they had the 1970s like partitions cuz they were like bright orange okay I want to see throw up orange because I had stated that's what they had all over the company or the he's out of they had the grey ones with the grayish walls and stuff like that and I could see how lot of people in there look like they are in a London Tube Station I look like they're you know The Walking Dead The Walking Dead like zombies but they just say okay I can see how that environment was and then I can look at things that I created another places where it's vastly different people more excited and gauge their positive they're looking at solving issues as opposed to just trying to get through things so I saw that it was a great reflection now when it comes to this post pandemic workplace to and a hands engagement and productivity what kind of upgrades would
employers or even employees working at a business went to make even with their own space so when I was at a networking events one of my dear friend juice me to Medical Murray Diamond how when you when you actually move things around you and your house it was the right energy flows but bandhan stealth wisdom knowledge excetera and everything Financial is one big thing that he's in the right colors Chico's Quantum color means happiness the right colors in the home everything will change and I was quite surprised by that but then when you put her in your home in your office would that be by yourself you have off this we're in the right colors and on your clothing and in your auntie it reads change in the house you can do it everywhere
was how to change a g in my logo my grounding is that so I have no idea about is where I was a wolfdog nobody could see what I was trying to do a little Louis really likes morning and do but now I don't know why but I'm right next to feng shui the documents highly on your logo she should be facing your logo you looking outside you looking right now our backs to it and so she has her back to your clients and replacing the door lock me to put in more colors that resonate with United States failed but now it's very done and that's why vibration when you say that you just how much more how much more Thriving Ivory
fries. Powerful colors can be back when you actually do change stuff in your office in yourself and you play energy you know you're used to wearing the dark suits the blues is the blacks and stuff like that might behoove them to start looking at I don't expect to see a bunch of emails coming in with a red suit or something like that in a business environment or bright yellow or something maybe brighter shirts brighter ties all that kind of stuff is that would help as well to me, the constant cut this is what she put together which is called the key colors the warmest to wear when you go to this meeting with this big plan do you want to sign up
gold for vengeance and silver magnificence and also run the pinks and the future has a room so good for clarity and success depends somewhere in your bag we applied in that I'm so sorry about the project but we all go there to get the dark suits I mean for my first major job my boss it was a three-piece suit it was always dark as either green or blue or black and you wear the white shirt in the dark by and his idea of a business casual was taken off the vest in a
she is a very different if it will completely and I know exactly what you mean it was really something else I was like okay like down a proceed with just a business and I was having the right colors we just like let's remind me change a saffron yellow aura color she told me that she even goes in there and if we just make you feel a whole lot different so I have gray the purple and gold and you change it does make a difference to a lot of people in Academia and just talking about this type of stuff would be like taboo for them cuz they're just I just can't get there especially the people they just don't see the logic in
but the thing is they might not see it logically and their mind but you can see it out there with a lot of people who dress in that positive fashion you can see they're going somewhere things are going on so to speak so what we're going to do is we're going to take a little break right now but first I want to thank score master.com for sponsoring to saving with Steve show did you know the average American has 97 point that they can add to their credit score but no idea how to get them the data scientist scoremaster crack the code on how adding 97 points do your credit score is like found money it means fast loan approvals huge discounts low interest rates at everything from buying or refinancing a home at leasing a new car to applying for a credit card how fast is scoremaster one member raise their credit score 33 points in just five days another 43 points in a couple of weeks for Masters so easy takes about a minute to get started if you hurry you can get to try scoremaster for free that's right by scoremaster for free
see how many plus points you can add your credit score go to score master.com saving that score master.com saving against score master.com saving now thank you again we're going to take a break will be right back more expert advice for having a happier relationship with money still to come on the saving with Steve show
don't let your financial woes keep you up at night and prevents you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the ins-and-outs of money those financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending on your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune in to the saving with Steve show join me Steve sex and out of saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon
welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton they welcome back to the saving with Steve so again we're talking about the ins-and-outs of money I have the film doctor dr. Rebecca Smith talking about how we are moving back into this post-pandemic workplace and doing it with more engagement and productivity and we were just talking about the use of Colours weather to be you and the office how can I brighten up the room bring you more clients the end of the day it's about more money specially if you're in the workplace what are things people use or have heard of we call vision board I know you have some tips for Designing and placing vision boards in the office to create Innovation and inspiration to walk us through how you go about doing that again this is all new to me when I began to learn more about spiritual world I asked you time and again who said to me she probably think about looking fishing boats well feel business
it was a really powerful because they cannot she can change the mindset that with a vision board what you do is you put on images that reflects what you wanted to manifest and achieve in your life that can be all that serious. Just well some money I'm going to bunge and spit it can be everything inside of the house while being wisdom by style the hold on everything in your life just tell me what to do is get landscape and put in the center of the issue on the center of your Universe with your words and pictures that for the pictures that we might begin with it being a happy couple she won't run on a successful client and the gym if you want to let you know my intention is to run a business
pictures of a key phrase the question each project I will come and what I do is I am requested my team who what was me wanting kind of wanted me to K is it in my business hsl2 images of Pico you no shaking hands first deal last year Festival names and it really helps us so they can see it and then it's amazing that we just resonate that is a big thing to do because it does again change the month if we need to create you can manifest on that yes going to get this without feeling it's going to be in the World Cup
can you just think yeah I'm going to go to school and inspires you to work harder, so enjoy the process when I was working oversees we did vision boards because we were basically a start up everywhere I went it was like me and then I had to create it all and the first person that hired was the manager that I thought I could develop into a country manager so we would have a vision board of where we are where we want to go and eat little step and basically every day he walked in there or she walked in there they were looking at it and going okay what do I need to do next how do I make this occur how do I make this happen and they were just totally telling you became more focused on that vision and make sure everybody else understood that Vision so whoever this talk to you would buy into that vision and want to be part of it so I thought I think that's wonderful I love them
my old fishing boat this vision board is pictures of big Festival festival at 1419 that's in Arizona that's why I did a man about a horse and Bayonet charge back to respond but he's saying we weren't aboard one of our clients today so we was in one of our clients he started and then he's going to keep doing this to you I just want to talk about it's getting that success and I'm sorry if the clients to help them reset the remaining supervision books but they have the same thing and send to success with them if we do get on board the same kind Outlook
the owner of a business or involved with the movie it could be just your job what do you have to vision for that job how do you want to engage that and you can put it there they could be that intention that you said every day to show up in a certain way that can make a difference in your job so I think it's one it's now how do you incorporate spirituality and it daily office routines you know I know we talked about the intentions but I'm more on the cosmic in Yak sobekan was I mentioned that with my ex-boyfriend issue one of the spiritual counselor I spoke with tilt about Cosmic order right I didn't really click on it until a few years later in my life and I saw it on Amazon but just kind of manifesting little bit different. She thought you were in the restroom and I want cheese with chips and my Pacific you know what you want
if you tell me that way to get more of what you want is to ask Universe ask a question she said to me it was it's been a long is a car parking space if I'm arrival to Soho London today concerned it was. We just sing it for the best Wilkinson harmonious and it's like the worst place to get a parking space is Soho in London so I keep thinking about it and I was okay with his a couple area and then I was like what and it was it she just a tummy of stuff it just pulls out of the guys in this empty space in the parking space me to get into I was like oh my goodness it's incredible and it was
doing it so the way I do is my business is opposite each day I have Gone With the Wind to TV now it wants to get a new lead for potential new product line I want to get maybe some more people in it and some other products and I want to learn my film into a film festival so I have like that the Universe what were you love and appreciate is for no less than one of my clients phones are accepted into a film festival tomorrow just don't get attached to how you think it should at the car will have it should be delivered it might come in different way than what you expect to be open to new ways of the coming in but getting what you wanted different way next week honestly controlling but that my son is great so I always encourage this is 7/8 morning or in the evening today
we have about a minute left and you know what you you stay encouraged your team members to take breaks the other feelings and can be game-changing for wellbeing in the workplace cuz you know quite frankly you got all these people at home on Zoom doing all their meetings and all that stuff and I find people who work at home on Zoom they really don't take breaks to they feel like they're not being that productive if they do take breaks and they should because it could not taking braces not good health-wise. Please come on people seem to work longer hours and they would then office cuz you know you were home so sorry I'm typing or not but I need that information so I was like to take the afternoon so if you know if you can't talk like you don't have a PC just go away and then when you go outside and 9th yet somehow some reason and nature of you might be in the
something just seems to click and then you get more inspiratory so you feel more refreshed and rejuvenated Christian away from the office and write it out and then what should I do for you and that you're safe and well except for the usual kind of things that we take for granted when you have that space out and almost if I agreed that it helps to settle the mind I actually sit on a hammock in the afternoon for about 20 minutes and just not think it anything or have anything and just listen to the wind or the breeze or whatever and it just makes all the difference in the world because you know what whatever you had is just no longer there so it's at least it's my way of reconnecting with my wife when I go home so I want to thank you for joining us today I think this the Pearls of Wisdom that you've exposed or expanded on if they're wonderful how can people get ahold of you if they want to get ahold of you or get your help
Rebekah film website and then worry about me and my book and why do which is Rebekah Louisa Smith don't come
Rebecca thanks for joining us a happy stay healthy will look forward to seeing you down the road I have your relationship with money still to come on the saving with Steve show
don't let your financial woes keep you up at night and prevent you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the in an ounce of money Hills financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending your investment risk management retirement and everything is so she ate it with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune into the saving with Steve show join me Steve section of the saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon
welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton a little welcome back dr. Rebecca Smith the film doctor outstanding many things we could do whether you don't believe in the cosmics OR spirituality can make our life better more productive or engaging which means more when it's just something that you you might want to think about it again it you know what you can go to Doctors mrs. West Side dr. Rebecca Smith and you can look her up get her information Reader book I think it would be beneficial for you now what we want to do now is just talk about how to get a bigger social security check that before you do that I want to truly thank you for tuning in I appreciate you letting us know letting your friends or family members know and Associates about the shot you as if you're with you're enjoying the stories and helpful in
mation please go to our YouTube channel at sitting with Steve section and encourage you to subscribe there and check out our Affiliates at UK Health radio CBS radio talk radio New York City e360 TV Las Vegas TV all these networks are dedicated to empowering you to solve from uplift your spirit and live a life of personal and Financial Freedom also follow us on Facebook join the saving with Steve sex and insiders club for more financial tips at saving with Steve. Yes you can get all the reef Place exclusive access to after show videos guest gifts and more now let's talk about how to get a bigger social security check social security is a vital source for most Americans to retire affect social security average make up 36% of retirees income for permitting it's the number one or number two source of income in retirement you work hard for your money you need to get every penny out of a
intimate with me know as Social Security I got eight ways to make sure you get a larger check or collect more money from Social Security over all okay first thing you want to check your earning records all right to set up a my Social Security account go to ssa.gov that's ssa.gov you be able to review your current earning records okay Tuesday on page 3 you know what you might be able to increase your benefit if you spot an error I typically get one or two people year that come and complain to me that their Social Security earnings record is incorrect cuz they had like $120,000 with income but it shows 1200 bucks or $12,000 you know what the Social Security's not going to correct that you need to correct that yourself next when they calculate your Primary Learning amount they're using your average index earnings for 35 years and then they're going to inflation-adjusted now if you don't have
35 years of average earnings what they'll do if they if you have 20 years they're going to take the average for 20 but they're also going to add to fifteen years has zero and then a virgin adjusted for inflation now if you have 39 years of working or earnings record the boards for the smallest for our gang get wiped out you're going to get the top 35 all right so soon it's a very important to make sure that you get the most out of their next you know what you want to beef up your earnings record now how do you do that it's always good to pump up your benefit check by successfully getting a higher-paying jobs throughout your wife day now also working longer than 35 years to the thought of work and go out there but there's many people that have realized that you know what they can pump up their Social Security earnings and one of the best ways to do that is to get a side gate so if you're not making over a hundred and forty two thousand eight hundred considered going to work for Lyft
you're going to work for Home Depot or tutoring somebody an extra 10 12 $15,000 a year could bump up your Social Security payment next when is the long as you can to collect Social Security Now this has immense announced with it so you need to pay attention here remember one when it comes to social security and waiting longer you got to remember something they're going to take your 35 years highest earning years average earnings and inflation adjustment they're going to they're going to use three been points to collect your private to calculate your primary Insurance amount okay and then the primary Insurance amount which is the amount of money you're going to receive full retirement so if you're warm passed 1960 that's 867 let's say you get $2,000 at the age of 67 right at the age of check this out 62 you can start taking social security if you do take it at 62 you only get 70% of that mm okay so we have to understand
how much that is too for every year if it's 63 might get 78 80% 8395 when you hit for retirement you're getting your full retirement that two thousand and then think of this hay for every year you went past your full retirement age you're going to get 8% more until you hit the age of seven you can work until the age of 75 you can retire at 66 and wait for years until you get the number 70 but you have to understand you're going to have to back fill a little bit with your own money in order to get to a point where you're getting that high as a social security check do you want to make sure you look at in the context of your retirement cuz the last thing you want to do is see if you got $2,500 a month or $30,000 a year for four years that you're giving up so you can get five or six hundred dollars more a month okay what will be the impact of putting money in now to when you're 80 82 83 so it's very important you understand next take advantage of spousal benefit pay spousal benefits
if your primary income earner is at full retirement say they're getting $2,000 unless they you know you're the spouse and your spousal benefit at full retirement is less than $1,000 which means the last than 50% you can get a spousal benefit if you take that spousal benefits at age 62 and your spouse is at full retirement you only get 70% of 50% right but it can be a benefit I know of many people who did not take their own Social Security at the age at full retirement and waited for years until they were 70 Jersey for $500 more per month but here's the thing if you think about it $400 a month is almost $5,000 or $500 a month almost $6,000 a year but if somebody leaves lives 20 years and what that's another hundred thousand dollars of the lifetime so you think about that when you're making that decision because you know what a lot of times you can Kate Social Security benefits as a spouse allow years to grow and being a
we're going to have a lot of lot more money at the age of 72 laying your divorce turns out that if you've been married for 10 years you have the ability to go to select a divorced spouse benefits which operates like a spousal benefits where is equal to 50% of your spouse's social Security pay so if your income is less than 50% of your divorce spouses social security you can get a divorce benefit okay and again put yourself in the position later on down the road where you can get a higher payment but you need to be married for at least 10 years so if you've only been married for 9 years or 8 years you might want to hang out a couple years I had one client that wanted that one last year and because of the X-Files had made so much money I mean it made a significant difference in fact the spousal benefit was almost $500 more than her benefit and then you know what she continued on that divorce
houses benefit for the rest of her life but you know if you think about that that was almost $500 a month for the rest of her life more than what you'd receive as you took her out and K. Keep in mind if you get remarried again you do have an option sometimes depending on the situation to pick the higher of the two now a lot of people make this mistake once or twice a year we get this and here's what happens you know what you retire at 62 you take your Social Security and guess what you go decide to get a job cuz you got nothing else to do problem is if you make more than $18,960 for every $2 makeover you lose $1 and Social Security if you're within one year of your full retirement age you can make $50,520 in for every $3 / you lose $1 Social Security had many people got surprised when Social Security sent the request for return of fun which wasn't excited now here's the thing you want to really take a look at this to make sure to fit for you cuz Basie with Social Security saying here he looked
got a full retirement okay. Much but once you hit the full retirement you can earn as much as you want there's no limits no caps no nothing lasting see if you qualify for survivor benefits I have a brother that just passed away three months ago his wife is entitled to survivor benefits as a spouse at the age of 60 his kids because of the end of the 18 or entitled to kid benefits that will help pay for rooms food the whole shots for the family so it's important to look at those things could you can maximize your Social Security even if you employ just a few of these you Mabel to collect more dollars from Social Security than you otherwise would have to look stick with this we're going to be right back more expert advice for having a happier relationship with money still to come I'm not saving with Steve show
did you know the average American has 97 points they could add to their credit score but no idea how to get them the data scientist has scoremaster crack the code on how adding 97 points to your credit score is like found money it means fast loan approved huge discount and low interest rates and everything from buying or refinancing a home to leasing a new car to applying for a credit card how fast is scoremaster one member raise his credit score 33 points in just five days another 43 points in a couple weeks for Masters so easy it takes about a minute to get started if you hurry you can get to try scoremaster for free that's right scoremaster for free and see how many plus you can add your credit score go to score master.com saving that score master.com savings again that's score master.com savings
welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton soon as you know we talked about the ins-and-outs of money wasn't dr. Rebecca Smith wonderful wonderful input great for the employees glad she was here you know what we also talked about how to cure a bigger social security check so make sure you watch that a couple times so you can get the most out of your hard-earned money there now now you know what I'm just going to put it this way we talk about the ins-and-outs of money and my question is is your money smiling Our Guest today is Ken Hunter author of Happy Money the Japanese art of making peace with your money can how can we tell if your money's happy are those do thank you for inviting me so you can tell just what do you imagine about your money. Bring your smile or do you feel irritated or they do you feel squeezed so. That's your relationship with me
if you're happy you just feel like you're melting in in heaven because money can do wonders but if you have a bad relationship with money you feel tight and squeezed and pants so it's up to you how he have had it this relationship with money okay okay so earn money they spend money and they do it from According to you from our perspective of either fear or love yeah I'll take six I know you started talking about it's a little bit already but help us understand that so steep you know people I'm sure you'll love what what to do so you receive money out of love because people love you people respect you people thank you for doing great shows that's why you get paid and how you get paid and that makes you a smile and happy but now fortunately most of us are not
doing what we love to do so we have to do it to bring food on the table and that's unhappy money so when when we received a check we feel irritated and frustrated is this all the money I made you know it's not fun so if you can feel happy about receiving money you made. Happy Money about happy money but what about really poor people single mothers homeless and it's one thing to talk about a shift from being happy with money but what about people who are truly struggling just to survive day today and it doesn't really matter how much money you have and how much money you make because I've met many millionaires and billionaires and some of them are miserable on the other hand I've seen many single moms who are very happy with money because they are happy with the body receive and they live in in in there within your means I know money is tight but you know some of your parents or parent
they didn't have money or she didn't know he didn't have money but you could be a happy family so I don't make it a struggle it's just a number so we can have this attitude a happy attitude toward money or life that doesn't bring you misery or so I'm I'm more concerned about the people who have more than enough which is more than half of us but still have fear and money and ziya T run money and trying to make more money and when we don't need to do so here's the question to follow up with that how much money does someone need to be happy it depends on where you live if you live in New York you have to make so much money but it was living at Countryside you you grow your own veggie doesn't cost you anything in a friend of mine lives in the mountain and he only earned needs to earn like $500 US dollars for bandages and medicine and all the equipment he has to buy but everything else
he either gross other food or neighbors give them to his family so it's up to how close you're to capitalism if you try to do everything with money you have to make money but if you are in the community that supports you and you may not much are you may not need much money so it's up to you were saying in my own life I've never really be placed a value or happiness on money my happiness actually comes from other people around me being happy life seen that my kids are growing up well and prospering and doing well in school and they're happy and they're like that's the most important thing to me in for 4 for me I think cuz I know I appears in my business not just the radio side of this but the financial consulting side of it and I see them there they're working crazy crazy crazy crazy hours and you know
what is it's never never enough but they have a second and third wife and they're always worried whether they're going to run out of money or not that's the fear I'm talking about so it doesn't really matter how much you make or how much you spend it's more of your relationship with money so unless you heal your relationship with money you carry this money scars is what I call and then you keep bleeding that's why you need more money so you know a lot of millionaires and billionaires they want to make more money why it's because of their egos and also because of their hunger and thirst for more money which is not quite healthy you know that being said does money come with do people have personality types when it comes to money yes you know I've done many counseling with sometimes family counseling with money and I used to work in my father's accounting firm and and I came across in a Family Estate and I found out that
brothers and sisters even their born and brought up in the same household in the same parents but completely different people I think you think of your father in a Brothers brothers and sisters you know there are different people that love spending a lot of saving the love making money that they love you know just a quiet life or is it sent to some people end up being in it or they call in different type no they don't care about money and if they are like School teachers and Scholars and government and police some of them they don't care about money and some really care about money that's why he fights among siblings so which is very interesting we are very different and had family meetings about Mom and Dad's finances and what's going to happen when even one situation we had like my clients were actually wiped out by a drunk driver and there
family I've got a call from the police officer cuz my card was in the in the glove box and so did their kids in 30 minutes after her for the police officer I got a call from one of the kids and then when it says hey when can I get my money when I think about that you know I have passed away and I'm sitting there reading this it's roster who gets what and I have family members you know jumping over the table to fight on each other or and you know what can families do when these fights about who gets what and what can they do about that we can find out how can I deal with that it's deep issue because it's almost like you know what's going on in the world you know we love each other what can we hate each other we have a hard time keeping peace in her own homes so in 11th and the community or in her country so we have to really understand the other side
story I've seen the same similar fight as you did sleep. Brothers and sisters. The issue is fairness you know we are not feeling that we're being treated fairly by our parents or by a school system go buy legal system whereby country you know I don't know what's going on but we feel it's not fair if somebody else is getting whatever whatever that good thing but we are not so that is a feeling that we will lock up something and some buddies are taking an advantage of us so that's why we are stuck with this fear so just try to imagine how your brothers and sisters brought up in the same household you may not have noticed the story you know and often times it happens. Mother or father loves a certain child and then the other one ends up being a black sheep.
emotional fight and resentment built up it's not just one date over the decades, said that instance I talked about reared its ugly head in different fashions in it seems to be the black sheep in the family that has the most animosity and I want to say resentment against the other members of the family and they also feel entitled to certain things you know I had one that you're broken too Mom and Dad safe and stole all the gold coins and when mom and dad passed away she was expecting a whole one and she got this lovely note from her folks and it wasn't that lovely of a note about why she wasn't going to receive anything you know what you know that was something interesting so I just wow so tell me I want to go into more of the personality types there's you know what
you have all these seven or eight different personality types could you kind of walk us through that before you do we need to take a break in Honda talking about you know what happy money will be just right back more expert advice for having a happier relationship with money still to come on the saving with Steve show
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welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton I want to give me back the saving with steam show me again I want to thank you for tuning in appreciate you letting your friends & Family Associates know about the show all the replays are available at sitting with Steve. You asked if you're enjoying the stories of helpful information and inside and saving with Steve that I encourage you to subscribe to your YouTube channel so you never miss a show check out a few of our Affiliates UK Health radio BBS radio talk radio New York City e360 TV Las Vegas TV network all these networks are dedicated to empowering you to solve problems uplift your spirit live a life of personal financial Freedom ain't no also follow us on Facebook and saving with d. Sitting with Steve Sexton you can join The Insider Club it sitting with Steve. You ass and get all the replays behind the scenes guest-gift book the whole shot now we're back here with Ken Hannah.
what about happy money and you know what I just want to get into eight different types of personalities when it comes to you know what your money personality cuz I think that I'm really interested so as I said we are born and brought up in the same household but we grow into different types of sample there's a saver in who love saving they let they hate spending enough in other ways they love to look at the bank statement online and a good smile and then and the other one is a moneymaker they love doing business that I working so the more money they make the happier they got the other one is a warrior which was my mother my mother used to worry about money my father had enough and I had enough but almost at the end of the month she calls me up and said said hey are you okay with money and attorneys are you going to pay all the bills and this is why
it's almost like a month late and I'm saying hello to me so she worries about money and I know you your mother or father or you could be want de want to do with my bestie and the other one is a money in different type people are literally in different they don't care or they don't even know the money exists one of my clients was a college professor his wife got a call from police and he seemed to have left dropped his wallet on the street just a couple weeks ago and somebody brought it to the police and then his wife got a call and she asked him where is your wallet she wanted to test and he said I think it's my back and then he was searching for a second and then no there isn't maybe it's in my office that means that he's never touched his wallet for the past two weeks and then he doesn't even know how much he makes
take care of all of that and a hippie and the old or the other combinations I am between are sometimes you could be saving saving saving and then after three months of saving you just spend it all it's almost like a diet you know you try to cut my food intake a day in the in in the states in the state of Indiana is considered one of the top welders technical type person he spent all of his money to develop more cool welding things that people were in all about and he really had no clue about money and back before he passed away he'd bought a 3D printer to figure out how to do other things cuz that's what made him happy not the money and you know a brother like that could have a brother like you you know very successful financial planner so people cannot believe that these two were born
the same family. We are we are growing up that way so that's why it's so hard to to understand each other because we're different and I think it's great because we can appreciate one another so when I when I give a couple counseling often times I bump into this extreme opposite couples because that's how attractions starts notice every time and spend our type A ceratops gets attracted to spend or type because she or he knows the Grand Strand how to enjoy life and the saber is beautiful because he or she has a very stable you know how conservative Financial life because they have built enough financial asset so they're attracted to one another and they get married and after a few years they're fighting because the neighbor says you spend too much and the spider says you're not enjoying life and they did get a divorce
you know what I have clients that would rather they they might be like your mom but they would rather they go out of their way to help others out what type of Personality trait is that but I think a combination and Money Maker but plus philanthropists you know who is like my mentor when he was called Warren Buffett's is a plan he was so generous to share his his wealth his wisdom has all those people are I just called him a Mother Teresa type you know and and she doesn't necessarily make or receive money for her own sake but she goes into a bunch of businessmen people's meeting and she says hello everyone I'm here to rub all of you for this wedding to just stood there smiling and laughing and and and they're taking their off their credit cards and just donate whatever they had so very happy once and they are the ones who are just
make an impact on the world so here's the question I've always wanted to know that that's like the Gambler because I have a friend of that man who is into a future in a market and now he's in Bitcoins by the way he just makes so much money and then when he's admitted killing on the day it cost me upset hey filling for a drink and then after a couple of months he said you know I feel like my life is over because I lost like $300 in one day and then a few weeks later he just called me up to say hey do you know how much money I make I love those people you know as long as my husband do you know are there a lovely people like the
vendor there so many types and I can keep going on but you know we don't want to spend spend spend but we have the secret wish to spend it all and if the Gambler archetype come to him and you usually ruined your life it's almost like alcohol or drug addiction. The reason why I'm ditching these things is that I want you to know there's certain types in you even though you're very conservative modest person you're a gambler which is which could be your grandfather's loving you and then then somehow after 40 years scuse me after 40 Years of sleep. DNA wakes up and just you know Spence invest in the most ridiculous thing so you have to really watch out who is in your body and then you figure out who I didn't know that I had to work
marry me I keep worrying about it at work like I have to make money I have to make money off to the more I have to do more make more and you know so my mentor used to say don't tame a money monster in your house because the more money you spent so it's almost like feeding the Monster Pet the little little man grows and then say more money more money so buy another couch by a bigger Kyle they're happy for a temporarily the monster keep saying more money more money and they keep going and then at the end of your life this monster is going to hit you up because you know you cannot keep up you cannot keep up doing this so you have to really know when is enough I think that's the message I can I can share with everybody when is enough for you when do you feel like oh I have more than enough this feeling brings you happiness I want to shift one thing over the kids have a special relationship with your daughter
what advice do you have for parents with kids about money happiness I want the I want the parents to teach kids that money is beautiful my name is wonderful spectacle you know if you can you can make the most beautiful and delicious food but it could be dangerous it could you know you could cut yourself or you could stab somebody with that so much money is a beautiful almost like a Swiss army knife you can do so many things but at the same time zone as you're careful you know if you could hurt yourself but money can bring happiness to anybody in the world because I've never seen anybody go on happy when they receive money like people people get lucky like wow he's my mentor used to give a gold solid gold coins to anybody with a big smile because he thinks he thinks he or she will keep smiling when they're complemented with us
so about the smile so I think a people love money but I'll problem is as much as we loved money we hate money because we feel like money brings us trouble but because of the experiences we had so far we have to heal our money ones and money past and by doing that we can have a better relationship with money and then hopefully better relationship with life so we can start trusting more about our lives we're just about to wrap up so what I'd like to do is let us know how we can get a copy of happy money and how people can get ahold of you if they like your help thank you for asking so you can find all the information at 10 honda.com cayenne and Han dies in a car can handle that calm and I have all their free information in English and I do teach some courses in English so hopefully if you're interested I will be connected online
who knows you might say I talk to people from around the world who can I want to thank you for being part of her show today and partying the wisdom that you have and I just keep thinking through what you were saying oh my God I know this person so you know what I got a lot out of this I know where viewers have and I want to thank you for joining us I wish you a happy healthy year thank you Steve and I wish you all happiness and success to all of you thank you so much bye bye bye that was Ken Honda you know what what a wonderful talk about money happiness if you want to get his book you can always go to Ken honda.com that scan and honda.com is well if you want to get in touch with you if you want some help with money management or being happier with money you can do that again Greg s with dr. Rebecca Rebecca Smith and we talked about hate how you can score a bigger social security check so we'll look forward to seeing you next week happy and healthy week to y'all thanks for joining us thank you for joining us
for the saving with Steve show hosted by Steve Sexton to learn more about the show and how to become a guest or sponsor visit saving with Steve. Us that's saving with Steve. Us join us again next time as we continue to talk about everything under the sun that relates to you having a healthier happier relationship with money this has been the saving with Steve show hosted by Steve Sexton