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Saving with Steve, 27/07/2021

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Saving with Steve
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Guests, David Bradford and Morgan Henderson

Saving with Steve with Steve Sexton

Guests, David Bradford and Morgan Henderson

Saving with Steve

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The Save With Steve Show, hosted by Steve Sexton will help you with ins and outs of money. We talk about financial issues that that could be costing you thousands of dollars and keeping you up at night.

We talk about “money”… tax reduction, saving more, how to spending less and get more, 401k’s, risk management, retirement, and everything under the sun that relates to you having a healthier happier relationship with money.

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Weekly Show
BBS Station 1
Tuesday
Starts
6:00 pm CT
Ends
6:55 pm CT
Show Transcript (automatic text 90% accurate)

everyone has their own unique views and needs when it comes to financial success if you'd like to leave your financial woes behind and live a life of Financial Freedom you've come to the right place welcome to the saving with Steve show hosted by Steve Sexton the show will help you with the ins and outs of money we talked about financial issues that could be costing you thousands of dollars and keeping you up at night we talked about money tax reduction saving more spending less 401K risk management retirement and everything under the sun that relates to you having a healthier happy relationship with money now here is your host of saving with Steve Steve Sexton they welcome to the same thing with Steve sure we talked about the ins-and-outs of money pretty much everything under the Senate release you having a healthier happy relationship with money my name is Steve Sexton thank you for joining us today I want to thank you for sharing with your friends your family in your socias you know what we just finished may we have
over six hundred seventy-five thousand listeners here in the United States were very happy we've actually been picked up by UK Health radio which will Air to 85 countries so we're very very excited to be part of that Network now we're going to talk about love in the air even if you're 45 55 65 older and single where do you go out finding gate so you know what beers have a lot to give it actually play the love game with With a Little Help from technology we have Morgan Henderson who's going to share that whole experience with this what people looking for where they're finding date what's going on with the dating apps what do you know what what are the misinterpretations the Heartbreak the whole shot now we're also going to be talking about money habits in this post pandemic world so stick around for that but now there's a big question how do you break through superficial interaction and get real create meaningful connections with people in every aspect of life we have dr. David Bradford his associates Carroll Robbins wrote a wonderful book called
building exceptional relationship with friends family and colleagues in other reality is they are both Stanford Graduate School professors and they teach this wonderful class and it still is the touchy-feely class they've had students called in ten years after taking the course and tell them how the course save their mileage help them break through to an extreme sibling and many other things now for a bit I took a similar course at Pepperdine and I tell you it made all the difference in the world because I used to develop business is overseas and it was a different environment so when I went into the corporate world I was one of six people are brought in from the outside and you know what this course enable mean to connect with people that quite frankly in many cases were 20-30 years older than I was and sometimes 40 and be able to prosper in that environment so I'm very thankful so David welcome to the show I'm glad you're here I'm glad you're here to share this with us
and especially in this pandemic a what damage is having what damage technology is having on our ability to connect the major negative and I think that's all we see this was Zoom zooming is probably better than that your phone call. I have a colleague who said that the question is what are we come out and I think what we could out is the personal aspects of the sort of things that happen when you're at the office have coffee with somebody have lunch with somebody but by their office if it's losing that starts to build relationships and we have now become so test Focus that we lose a personal connection with too much technology people have to take too long will it take awhile to get reconnected so if they're playing with her cell phone but trying to have a conversation with somebody they're distracted so you're not fully present if you can't be fully present then you know what
you have a lack of memory you don't really get with somebody's meaning so I totally agree with that now let's talk about Zoom here standing is in your book you have this 90-second exercise that can improve the strength of your personal professional relationship over resume how does that work and what they do is they start their weekly meeting with each member of the team leader leader of Heaven's 90 seconds to answer the question multiple times if you really knew me know that I'm excited about this project you know that I'm distracted because my son you know that I'm hoping that we really can get to a decision today at cetera excetera excetera and what they find is 90 seconds and it makes a big difference in the effectiveness of getting this house. It's not waste of time it's actually a great investment, like somebody sitting in detention for a meeting but now everybody
the intention because they're all connected to it that's right that's right I have a sense of what it is I've done so many people that I always equate that to you know somebody cut you off and you get all upset while I don't get all upset at people get all upset and they do the middle finger and all that stuff with the person who cut them off don't even realize it cut him off a little trouble as I do it all the time
all need is humans in what can we do to give that gift people that experience I think you know what everybody needs an experienced to be able to connect so how do we go about doing that I'm going to go back to technology so I think that's another point that you made there and that's the trouble with Facebook and all these things would you guess the person an image and I see so many people do my college so hold the assumption that if I'm really to be like the leader of our whole time to be sexy whatever it is I have to pretend to be something I'm not and what we find in this situation is it as people take the risk of letting themselves be known an appropriate way of more intriguing they're more interested in the morning so I think that there is something in our society that gets us into her son and images
no I'm going to say this people lose connections in lies they have strained relationships you know what what what can we do about stuff like that how can we get those relationships and connections back well I it it may that's a great question so complicated one wheel seem to be a little boy and the strange little loose and there's a knock in the engine you don't say bad car bad car and leave it in the ditch would take it to get fixed so I'm fine but something's going on and if I could hold intention that I want to keep this relationship in rather than blaming the other maybe we can start to look at what's going on and I think the first place to look at yourself because most interpersonal issues have an interpersonal component and are you willing to say am I doing something rather than immediately jumping at the other person's fault and I think if we have that intention of wine
see the ad steering the problems we're having as a sign that needs to be worked on we can reconnect even if we feel a little bit of it takes two to tango two sides to this just connection and you got to own your side and be be comfortable enough to say hey look I know some of the issues are mine less this will this work this through tonight and I think what I don't do that I filled up the story I love that story cuz I'm always right and the other person is always wrong so disconcerting to have an open discussion and find a Spore complicated Of The World Isn't that simple and but yet it's too complicated world that's also the score master.com did you know the average American has a 97.6 and add to their credit score but have no idea how to get them the data scientist at scoremaster crack the code on how
adding 97 points to your credit score is like found money it means fast loan approvals huge discounts low interest rates on everything from buying or refinancing a home to leasing a new car to applying for a credit card how fast is scoremaster one member raise your credit score 33 points in just five days another 43 points in a couple weeks scoremaster so easy takes about a minute to get started and if you hurry you can get dry scoremaster for free that's right try scoremaster for free and see how many points you can add your credit score go to score master.com saving that score master.com savings and again that score mr. County Savings so stick with us we're going to be right back more expert advice for having a happier relationship with money still to come on the saving with Steve show
don't let your financial woes keep you up at night and prevent you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where to be talking about the ins-and-outs of money those financial issues it could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending left your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune in to the saving with Steve show join me Steve section of the saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon
welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton you're listening to the same thing with Steve show I want to welcome you back we're here with David Bradford co-author the book connect now we've been talking about how to develop meaningful relationships the how to do that through zoom and many other things but now I'd like to talk to David a little bit about the signature traits of a successful relationship and what does it look like what are the characteristics of it what can you do to cultivate it all those good things okay I will we found her work that there's 60 Dimensions one is to what extent can I really be myself that is not spinning image not try to pretend to be something else I'll let you know who I really am a second can I do things which encourage you to do the same so we can have a more honest relationship on more trusting relationship
about myself and know you're not going to use that against but you're not going to turn me against the wall like a butterfly and say I was just because of this and this and this and that you're truly curious 4th what is can we be honest with each other and I think there is a big difference between being brutally honest which I find a more brutal than honest and really being honest about what's going on with me by the 5th Dimension is into an exception with the disagreement and be able to resolve the right away it's not only productive for the resolution but actually builds relationship and the last one which I find really important is that we know that you and I were each committed to the other person's bro and that's back to honesty because it made me not going to tell you something that is bothering me but I think it's important for you to know so those are the characteristics and on our way to build relationship is to say which of these characteristics do need working on am I holding something back I need to be honored by holding myself
and if we deal with those relationships and deepen and become more so those are very simple and I agree they're very tough and you know what I'll say this for me personally 15 years ago and went through about a colon cancer and quite frankly going through that recovering from it basically pretty much my family now but very few people I worked with people that did no me that knew about it encouraged me to tell people it's just one of those things that I kind of felt embarrassed that hey I had cancer and you know what I'd basically it's a good story but the reality is the people who encouraged me to say yeah you need to tell people about that because that's the foundation of what you do and why you do things I said yeah but there's a Cancer and you know it was just took me the longest time to go pass it but once I get OG's the doors just open up left and right and
but I also felt like in a while because my journey and then some people actually call it more of a hero's journey because of what it happened and I just felt like I'm bragging why should I do this if it's not my nature so it's tough it's nothing but we tend to underestimate the power of emotions emotions tell us a lot about herself and make us very human so having colon cancer and having you said you have embarrassed make you really humid and it's often those feelings which are harder artist rusted to discuss was helping other people be more open with you Sherry that probably encouraged other people to say while I have this or I'm worried about that they also become more because you were
go to talk to a lot of people about the emotional side of recovery when it comes to Bruce every recovering from something like cancer and I've connected with a lot of people that way in the financial consulting world and being about money you know what we're talking about in a way will help people develop the relationships through business and other things to make more money and things like that but I've also found that helping people get prepared for what's going to happen later in life no what I had cancer at 4440 to some people and my younger brother had it 52 and there's other people I know they have it in their seventies and you know what even in their seventies I go I can't believe this happened to me but now they have somebody help him deal with the weird phone calls they get from friends and family members that don't know what to say or how to say it and you know what it's my way of helping and I actually feel good about that but you know what there's many things there that being authentic especially if you're senior manager manager in you're looking to know
sample I was a twenty-year-old executive for a company that everybody was older I always felt like I had to go have a great vocabulary when I kind of dumped it down a little bit even got better as interesting as a CEO Tim mckernan the time Basie says you know what got to make it simple and easy for people to understand some of these big words people just to lose you so just you know act like everybody stupid and just get to the point you're going to be just fine we can do it all the time and and we lose credibility because her and if we were more people that lose one of them work quite well and it's done quite well for choir and clients as well cuz I think that people buy you or like you
will work with you because they like you and trust you and one of the ways to do that is to be authentic and share something of yourself in the way really things are and be a little bit vulnerable are being authentic leave honorable appropriate you know what I'd like to switch gears a little bit with you how was the pandemic affected the way we interact with co-workers and build relationships it's made it very very hard in your engineer at the Microsoft how do you get to know them as people and again when all our conversations are a zoom or on the phone and and how do we become as shown how much we need. I think the amount of depression of the people have experienced the route of loneliness we are social animals and then we need to be
to connect difficult difficult and our hope is that the book will help people know how to reach out and and how to make a liquid how to deepen relationships take time and which so many things are surfacing distant unconnected with people on zoom in like you said before people are just kind of getting to it there's no real relationship development or it's a distracted development cuz they got no cell phones and other things going off and they have to be there not really paying attention and that that's sad and I agree with your your your son's assessment my my son last year during the pandemic had an internship with the company and he was dealing with the director of engineering my son wants to be an engineer but all the other people that were involved with the meetings you know it was on Zoom but she was the only one that had his picture on
everybody else had it off and even the director was so you know why it wasn't the best experience in the world for him he he learn things by his own doing but it wasn't the best experience because even though the directors say I'm going to send you this information I'll send it to this afternoon and he be emailing and never get that information in two days later and get the information so we can do the thing you needed to do so there was just a really interesting so in an organisation which we do business with people money and strategy and so on in the more that we can build open strong relationship the more productive there's a lot of David we're coming close to the end here I just want to make sure everybody knows that they can get your five star rated book on Kinect built exceptional relationship with Fen friends family and colleagues at
Amazon it's a wonderful place to go get it you also do you and Carol do coaching Executive coaching and other types of coaching how can people get ahold of you if they need your help in that direction I think they go to our website which is an act in late. Come or they can email me directly which is a deal Brad at stanford.edu and I can get you in touch with Carol who's very effective and I believe what you're talking about is so needed today especially with what's going on with politics is pandemic and I think people have a lot of work to do on their relationships because of all the technology and I'm just thankful that you're here to share the wisdom today but thank you I enjoy. Good luck be safe be healthy in my back in the future bye bye everybody that was David Bradford you said co-author along with Carol Robbins for the book connect build exceptional relationship with friends family and colleagues
we're thankful that he's here he's going to stick with us we're going to be right back wherever you talking about the money habits in a post pandemic World be right back more expert advice for having a happier relationship with money still to come on the saving with Steve show
don't let your financial woes keep you up at night and prevent you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the ins-and-outs of money those financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending less your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune in to the saving with Steve show join me Steve sex and out of saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon
welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton hey welcome back to the saving Willis TV show was David Bradford wonderful you know what if we can all have the ability to connect with the people we work for with the people that we love live with our kids are family to get past the conflicts we would have better relationships deeper lives and I think David Bradford and Carol Robbins actually ever identify that and they're booked connect now right now we're going to be talking about financial literacy for kids now obviously we live in a different role than what we left were talking to you don't 1560 months ago are the actions that used to be okay during the pandemic in terms of spending and saving still okay what is changing the world of personal financier for the last before
215 16 months is two pentamic is Godless chatter grip on the nation if you're an older American are the Sisters Are there specific actions you should be taking now even if the pandemic Cloud starts to fade for some workers in their fifties and sixties who kept their job saving money wasn't necessary difficult during the pandemic but for them basic plus just like travel and eat you out just didn't have any also receive Hardy Financial bonuses stimulus payment so savings was easier for others feelings of those who lost her job or whose business is our income took a hit it remains a serious struggle and either case as that pandemic loosened its grip it's time to rethink how to spend and say we've done is created a couple money habits Repose pandemic world and it's at World of spinning now I want to be very clear have fun the World's opening up if I frankly don't go crazy people have pent-up demand to spin on things that they haven't done for a while like eating out during the special events concerts
traveling there going to be the desire to break out and just go nuts best advice is to plan and go back so early but don't go crazy have a real plan for paying for your entertainment expenses you know what you don't want to be taking Undead here the key here is to earn interest as opposed to pay the interest so you don't want to be taking on your you practice a healthy spending savings balance it's time to take the excess savings that you built in during the pandemic game pad your retirement for those who might have fallen behind you do during their savings during the pandemic you might even be over spending during the crisis Allison moment to take that excess stimulus payment out of your checking account and put it in your retirement savings as a makeup to a payment some people regardless of what I say or do you know what they just don't have the willpower the need to drive to save more if that's your case now is the perfect time to sit
auto-pay from your paycheck auto pay into your travel account auto pay into your retirement auto pay into building an emergency fund okay now this is important you need to do what you want to do this before the world start opening up so you don't go back to those old bad habits or those bad habits that you created during the pendant and talking about bad habits you know what you want to go back I was covid and will be more responsible with money you know during the pandemic many people live in it they're grocery store trips or even department store tips to your typically brought a list its judgment list and you know what they didn't do any impulse shopping I suggested continuous continue this course after the pandemic limiting trips to the supermarket only purchase things you usually have on your list is a great gate of way to go it's a great way not to overspend and he would about cutting back on non essential expenses you know if your family is anything like mine
hey we spend our time watching TV together cable TV you know what you know what it was a shelter for us because we couldn't really get out that's about to change families are going to venture outside the going to go back to the movie the key here's why I continue paying huge cable bills for channels that nobody watches that's those packages you know what you could drop your bill by over $100 we did this but we did it many years ago we just kept the internet and then what we did is we paid for the you know the Netflix that who live or the AT&T live the Amazon Prime so you get all the movies and everything we're saving over $100 a month doing that you know I don't think by twice about buying a house with interest rates to the historic lows we also got inventory historic lows it's entice people to jump in the housing market where to purchase a bigger home but housing prices have jumped really high and have to think about it whether it's worth wow are price is still alive
simply to frothy right now to take on the jet know what ones older aged people who didn't want people walking through their house last week and tracking covid start putting their houses on the market because they're looking to move into a 55 and older community in Continuing Care retirement community or even move to a lower tax take it you're going to see more houses on the market interest rates will go up which means houses are going to take a lot longer time to sell values will start to stabilize prediction and prices so think twice before you buy a new house you don't let clicking in buying less oh my gosh Amazon increase their client base by 5. You are the single we're spending habit that many consumers develop during the pandemic with clicking and buy stuff online that's because folks weren't able to get to the store so shopping in line if I observed in the next best thing you know what I hate books go and purchase things that they want but don't actually need to push a button
abscess on your doorstep the next day or the day after that so just be mindful take a mindful approach to online shopping before you push the button ask yourself and you really need it take a day or two for folks who continue to persist things that they don't need I suggest just getting rid of the app okay now many people are saying hate what about spending on bettering yourself during the pandemic some folks who wanted a career advancement or career change started to spend money on education for additional training that means certifications are higher degrees now it's not the time to stop spending on that instead this is exactly the time to increase the spinning as the economy recovers and you'll be rewarded for it keep in mind this pandemic is speeded up technology for online things and there's going to be new Industries division is this whole block same thing the more you understand that the better you have the ability to help a company move forward which means your career advancements going to go up so don't stop the spending
balance Fitness wedding many folks were unable to go to the gym for pool during the pandemic so they purchase a new home or Jim or even build a swimming pool at their house if you did this you need to remember to drop your gym and pool memberships may take several years cutting back on paying off major expenses like swimming to to pay of expensive like swimming pools and gyms but hey make sure you do it now one of the things I wanted to make sure your review all your pandemic app it takes two to eight months to build a new habit or behavior and your life and covid-19 14 15 months result of the new habits for all of us, bad some of the bad ones on your saving some of the good ones might be that you got better shape but most of these habits you like using food delivery services are signing up for subscription services that cost you money I know my wife wouldn't got a never the the workout apps okay got the Weight Watchers she's got the jazzercise she's got the
the yoga app she's got another one she's got five or six of them we sat down and had the discussion we found out she only used one of those apps so we got rid of the rest of you can too if you're not having food delivered to the house don't pay for that description if you had wine delivered to the house hey there's a cost of that and if you're buying it from a winery you probably paying top-rate so go get those away from the store look at other things you could reduce the cost is still do the same thing we talked about the cable bill and there's nothing wrong with getting an extra $100 a month just by reading just your cable but you can do that same thing with your cell phone bill your auto insurance your homeowners insurance when car you drive how you do things okay now now is the time to identify all these behaviors and figure out which ones are purposeful and worth keeping and which ones you need to scrap this segment was brought to us by score master.com did you know the average American has 97 points they can add to their credit score but no idea how to get them the data scientist
scoremaster of crack the code on how adding 97 points to your credit score is like found money it means fast loan approvals huge discount low interest rates of everything from buying or refinancing a home leasing a new car to applying for a credit card how fast is scoremaster one one member races credit score 33 points in just five days another 43 points in just two weeks scoremaster so easy it takes about a minute to get started if you hurry you get to try scoremaster for free that's right by scoremaster for free and see how many points you can add your credit score go to score bastard, savings at score master.com things again that's score master.com segment we're going to be talking about how love is in the air with people over 45 what people are looking for in dating how to go about doing it what are the ins and outs pitfalls what if people want
we got Morgan Henderson
Mutual Choice an independent insurance company will look forward to talking to her just neck all right we'll be right back more expert advice for having a happier relationship with money still to come I'm the saving with Steve show
don't let your financial woes keep you up at night and prevent you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the ins-and-outs of money those financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending less your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune in to the saving with Steve show join me Steve section of saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon
welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton a little welcome back to the saving was Steve show this is Steve Sexton again I want to thank you for joining us sharing it with your friends and family you know what we just hit the 675,000 listen tomorrow for very very excited and humble so please keep sharing this with your friends and family and you know what you can find us on Spotify Apple you know what podcasts are available whether you're here in the states around the world were available for you know we just had some wonderful conversations with the authors of connect Carol Robbins in David Bradford you know I know it's all touchy-feely but it saves lives and then saves relationship so you want to check that out we talked about financial literacy for kids today this next segment you know what love is in the air if you're 45 55 65 or older and single or are you going to go find a date I mean when coconut everything
I got to start over
Okay I blew that one sorry that you're fine
go back to the same thing with Steve show this is Steve Sexton I want to thank you for joining us I also want to thank you for sharing with your friends and family members you know what we have a little over 65,000 followers and listeners now so we're very thankful and humble by that so I just want to walk into you know what we had a wonderful conversation with David Bradford the author of connect and you know what it's about how to build relationships spouse family ones that you might not have a great relationship there course if save people's lives and you know what it's just a wonderful book you can get on Amazon now we also talked about financial literacy for kids ate the earliest start the better now the next part I think it's a really cool segment okay yeah Love's in here even if you're 45 55 65 or older and single hey where do you go finding a day you know what if you're over 45 you have a lot to give are actively playing with the love game a little bit for a little help of Technology we have Morgan Henderson analyst for Choice Mutual
an independent Financial Insurance company to share with us the best ways to for seniors to find dates the best app seniors with seniors value relationships the misinformation that people get when they're dating cheating and more inferior sell, $2. It doesn't matter how old you are more than welcome to the show I think you for being here today thank you so much for having me preciate it I appreciate you sharing your wisdom the information to fan on now there'll be a the study on senior dating on our saving with Steve. Us website just go to the resource Tab and the information will be available for you if you'd like to check it out after the shop now here's the big question so what is dating like for young people 45 55 65 or older that are single
I mean when we run this survey we didn't really know what to expect we surveyed only senior so anyone that's 55 and older that was the target for the survey and we surveyed 2,000 of them so pretty solid group of people that we interviewed or the we surveyed and they have a lot of the same that relationship struggles that anyone else says that all of the younger Generations do you know they're like you mentioned they're dealing with cheating they're dealing with not being able to maintain relationships for a long time there are some of them that that have never been in a relationship that lasted longer than a year so everyone else is experiencing the same thing as as the younger Generations as you know the Millennials and the zillennials you know all of these younger people so you know going back to the cheating there were quite a few interesting findings of the cheating in fact we found that the majority of the vast majority of people had experience cheating in a relationship whether they were being cheated on
whether they were cheating on their partner or whether they've experienced both maybe not necessarily in the same relationship but there were a lot of people to do some errands. So that had experience cheating in the past in the past either they've done it themselves or had it done to them they are still experiencing those same feelings are the same behaviors there just continue on yes yes and what was actually really interesting is wee wee dope into looking at cheating for the people that were married for the people that were divorced and separated out of just the respondents that we're divorced or separated 42% reported that they had a partner cheat on them and even more interesting was that only about a quarter of the people that were divorced and separated that we're part of the survey had an experience being in some form so almost three-fourths of them had either cheated been cheated on or both in a relationship
is there a lot of baggage doesn't yes yes absolutely and going along with that 80% of the married of respondents had never cheated on the partner so you know safe to say that when you don't cheat your marriage is probably going to be a little more successful surprise surprise but you know what let's start talking about you have the pandemic here it's kind of winding down you know what where do people go to meet people find Dave's you know what I know people are using apps but there's other places that people are going to as well
yeah so as he mentioned the dating apps are definitely a big one which was also extremely surprising to us that out of the seniors who had dated within the last five years 66% of them they're on dating apps and found some of that they ended up having a relationship with so those that are using Outsourcing success even if it is like a shorter-term relationship there still being there finding those those people that they connect with online but apart from that there are a lot of people that are asking for introduction some friends right I mean I mean for it to be set up and because we looked at the senior demographic this also includes senior living communities and retirement communities so we asked them to we ask thee to seniors in the surf to tell us what ways they found where the best for finding a relationship and 7% of them said that that looking at a senior living community run a retirement community
best way to find a relationship partner so either they're going about as we mentioned before most of the same ways that the younger Generations are whether they're on vacation whether it's in school a lot of them are going to do any events they're still going to bars and clubs 6% said that they were from there I've been married for almost 30 years so it's one of those things you don't even for me as someone who isn't married who single I was surprised to find out that the seniors were still going to the bars and clubs because it's typically more associated with those younger Generations that are a lot more high-energy wanting to go out and party and and that so yeah they're they're all finding using the same ways as anyone else the younger generations to find relationship partner okay so not to date myself but like back in the day it was school let me see the bars in the nightclubs Church you know what family of
and for the other families would be bringing their that's that's where you meet people and stuff like that and you know obviously vacation sometime I actually met a girlfriend in Australia that was from that worked out for a couple years and that was great but let's start talking about the dating apps and you know what being you know what somebody in their mid-50s this is an obviously married so I have no clue about this stuff it was interesting how many people trusted a dating app yes yes so about a third so is 34% of the seniors that we surveyed were using dating apps and as I mentioned earlier 66% of those people on dating apps have found at least one relationship on those dating apps so the top dating app which was another kind of a surprise to us was Tinder 35% of the people that use Tinder said that they found a relationship which again it's more associated with younger Generations there are more of like the senior Focus dating app
you have like silversingles and you know there are a few other ones that are more associated with older generation silversingles I think would happen to be the most prominent out of those but then there are other ones like a hinge hinge was another one 25% of seniors are on hinge were finding a relationship partner Jeff match.com Plenty of Fish Bumble so again the same ones that the younger Generations are you are now also being used by the older generations and their finding just as much possibly if not more success on these dating apps than the younger Generations are facetious make sure there are people still posting different pictures and all that kind of stuff
it's all it's all probably the same as as what you can imagine it's you know you've got the picture is your able to send people messages on the apps and yeah seniors are doing just the same as as the younger generation. You look at a picture and you wonder why did they put this on their profile absolutely happens for seniors as well okay so everybody have a clue and they're just trying to maneuver the best way they can and if they do have a clue they been dating too much anyways I used to be a doorman at a bar lunch online many many years ago but all the guys that had the nice suits on and could talk and they were really smooth and all that they were dating everybody and there was always some bud
get you some girl that was upset with them because their whole world was just a date as many people as possible and on the other side of it was about to hit somebody wanted to have a relationship and their allies with her getting involved with the adage kind of hold its yeah absolutely probably does hold true in the context of seniors which again was quite surprising to us and I think that it really does go to show that like we're all just kind of winging it we're all just trying to figure it out in life like no one really knows how to date well I mean when you stopped dating is because you found someone not because you're good at dating and you know so who's going to muddle through it for the first four or five hundred times so let's let's talk about what do seniors are you in a relationship especially those that are just starting out in dating probably
are going to Value more things like common interests like asking people what they have in common which it's a normal thing it's a good way to get a conversation started however seniors have a little more experience in life and they realize that common interest can be important for making that initial connection but in the end trust was the number one highest ranking Factor we had the nine different factors for a relationship we had the trust honesty communication emotional intimacy empathy loyalties physical intimacy sexual attraction and common interests and the way that I just listed those is actually the order in which they were the most highly-ranked so trust is number 1 on a sewage number two and communication was number 3 which is incredible that's I think it's really great that that's what seniors and what everyone should actually be in a relationship and those bottom three again kind of associated with the younger Generations like people who typically going to be going to parties and bars and that kind of thing going to clubs and trying to make her neck
is there are you have that common interest in the sexual attraction in the physical intimacy aspect of it when in reality singers are recognizing that those aren't the things that are going to make a relationship great yes it might start a conversation and get a relationship started with a person but that's not going to be what holds a relationship together in the end even like a little bit of experience when you have somebody that I'm 15 to 25 or something like that and they're dating so do I totally I totally get that so I'm going to take a little break for sponsoring the show did you know the average American is 97.6 and adds to their credit score but no idea on how to get it the data scientist is scoremaster crack the code on how adding 97 points your credit score is like found money it means fast loan approvals huge discount and low interest rates of everything from buying a refinancing a home to leasing a new car to applying for a
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don't let your financial woes keep you up at night and prevent you from living a life of Financial and personal freedom hi I'm Steve Sexton post of the saving with Steve show where did he talk about the ins-and-outs of money those financial issues that could be costing me thousands of dollars causing stress keeping you up at night we're going to talk about money tax reduction saving more spending less your investment risk management retirement and everything is so sweet with you having a healthier happy relationship with money soon as you've ever dreamed of living a life of Financial and personal freedom you owe it to yourself and your family to tune in to the saving with Steve show join me Steve Sexton on a saving with Steve show as we talked about everything under the sun when it comes to money to learn more about the show visit saving with Steve. Us that's saving with Steve. Us saving with Steve. Us will see you soon
welcome back to the show that is here to help you achieve your financial goals it's the saving with Steve show now here's your host Steve Sexton to David Bradford it off of the book connect we talked about child financial literacy were talking to Morgan Henderson about senior dating and yes love is in the air again I want to truly thank you for tuning in appreciating letting your friends and family members and Associates know about the show all the replays are available at ww.w. Dating with Steve. You as if you're enjoying the stories of helpful information and insights on saving with Steve then I encourage you to subscribe to your YouTube channel or our Spotify or apple Channel and never misses show check out a few birth Julius at UK help radio CBS radio talk radio New York City e360 TV at Las Vegas TV network all these networks are dedicated to empowering you to solve problems
spirit and live a life of financial personal freedom also follow us on Facebook and join the saving with Steve sex and insiders club or sitting with Steve at us to get all replays exclusive access to after show videos guest gifts and more so I love this topic it's all about senior dating quite frankly I hope it never happens to me and that means my wife would have to pass away and I don't ever want that to happen but there's a lot of people out there that are dating now we just talked about what people value in a relationship we talked about the apps are using where they're finding people you know what we got to talk to the downside here where the Dark Side of dating okay relationship Miss information for people over 55 let's start chatting about that I mean it's a big subject to Broad subject you know before you talk about what people value you know what their loyalty become an interest the emotional interest with E and the embassy the honesty and the communication
and the trust so what misinformation I mean and I'm not talking about the misinformation that you see on the the Tinder app or somebody looks voluptuous and beautiful and then that you showed me like what happened yeah I mean there are lots of struggle looks like we mentioned earlier I mean seniors are also experiencing cheating in relationships just as anyone else any other ages going to be experiencing but they're also just some like really really sad parts about dating of for anyone but especially things that seniors are mostly going to experience and one of those is unfortunately losing a spouse having them pass away and one of ugly enough this might be one of my favorite statistics from the survey as sad as it is but when you're heartbroken staging just might not be on the table for you and when talking about this with or went surfing or response about this there were a lot of
that were widowed and only 14% of window widowed respondents have seriously dated them last five years there were some that also kind of casually dated probably let you know it like testing the waters to see if it was for them but 62% of widowed respondents haven't dated at all in the Last 5 Years in and I think that's only understandable you know there are lots of stories about couples that once their spouse passes away they only live for a few more days or they both just decline very rapidly together and that kind of thing and I look at my own grandparents I had my my grandma died and then not even six months later my grandpa passed away and during that that 6 months. After my grandma passed his house just declined so rapidly and I do think that that's probably because he just missed his wife he talked about her all the time and I think that's that's completely normal for someone who's experienced that type of extreme heartache when they've been with someone for 20 30 40 50 plus years for summer
and losing some of that stand by their side for so long just take some out of the dating game and they don't want to get back into it once once their spouses gone people one gentleman I remember his wife had passed away he was in his I'm going to say late 80s and basically his wife passed away and I know what they had the memorial and everything was about 10 days later and I just met with him to go over stuff trust things like that. You're my rule is he don't do anything after you your spouse passes away make sure you figure out which way you want to go in your life and I remember and tell me cuz you know how to go so I don't know if I can handle this to you this is really really tough for me and what is it less than a day later he passed away and there was nothing physically wrong with them prior to that and on the other so you know why I lost a brother in March and he's fifty-two passed away from cancer and you know what his wife is. I'll never get married to get on never going to date in the real
please I've actually heard that many times from people who have lost a spouse you know I don't want I want to date you know what the only ones that I've seen that have dated are ones that have actually taken care of the ill spouse for a number of years and all of a sudden they just you know don't know what to do with themselves and they have this Cloud over them that they've been just grinding away emotionally every day watching the one they love passed away and then within a short period of time after that they want to talk to somebody else and I don't know if it's a dating it's just having a different companionship so I totally understand where you're at and here's another question you know that you have to deal with the Heartbreak that goes along with dating again is it different or similar I mean I obviously can't speak for it myself because I'm not a senior but I mean I would assume that but it is I mean it's stressful at any age dating is stressful and you know sometime
you can't you don't find someone that you click with her that you want to be with or you know that you want to commit your life to and in fact out of all of the respondents in the survey out of all those are reported to be single there were over a quarter of them they had never had a romantic partner for longer than a year they've never been in a relationship that lasted longer than a year and I think that that's that's definitely a big difficulty to 4 again anyone anyways but especially once he once you are 55 and older and you start to wonder if there's something wrong with me like how am I supposed to find this person is there anyone out there for me and you know when you have such a large population with over a quarter of the people that are 55 and older they're single and they haven't been in a relationship with someone for 20 30 40 years like a lot of their friends probably have that are in the same age range it can be frustrating it can be really disheartening and and just a big struggle at you know you can start getting depressed about it or
I definitely think that there are those same difficulties with any age. But it can be especially difficult when you start to question yourself as you become older and wonder is there anyone out there free am I ever going to find this what the last forever there's a number of people in one of those Senior Communities that I used to give talks to and a lot of the ladies that are in the mid-70s MK their little bit older they've been with somebody for 30 or 40 years and then kind of date but they don't want to be in a relationship in the reason why they don't want to be in a relationship or that they grew up in the wife would take care of the husband cook clean all that kind of stuff and most of the people at their age they're looking for somebody that's going to cook clean and they don't want to cook and clean and so I can understand the statistics saying hey I don't want a relationship I don't mind dating I just don't want to be in a relationship cuz I don't want to take care of somebody
just it's just very very interesting now so if somebody's looking to date basically the very best place to find somebody would be friends family community events yes yes that was the number one way that people were finding relationship partners and they said they had the most success was being introduced by people they know which it which only makes sense right when you have friends that are like hey I have a friend that would be really great for you or if you end up going to like a party and you meet someone there and you talked to your friend that threw the party and say hey who's this person I want you to set me up with them they seem really great I think that that having those connections were you have a mutual friend a mutual connection whether it is a friend or family member A co-worker or whatever it may be that they know both of you they know what you like what you don't like you probably have a relationship with that person that spends a few years you know where it's like oh we've been friends for five years and I feel like
this person would be good for you you're more willing to trust them I think that people are more willing to trust their friends and family to set them up on dates rather than like a dating app where you're relying on this algorithm and you're hoping that like you mentioned the pictures that these people posted her accurate whereas when you're being set up by someone that knows you and knows another person you're going to get more accurate information right you're going to know a little bit more about their personality with the other person's interests are in such before hand rather than just going off of a very vague profile could you do me a favor and tell all our listeners about Choice mutual and what you guys do and how people get ahold of you think need your help yeah absolutely is a final expense Insurance Agency is based in Reno Nevada bus services all over the United States and if you have any questions or want to find out more about Choice Mutual you can just go to Choice mutual.com that's also where we has all of the study
so we do so including this survey on senior love is house there but there's also a form where you can email us and call us if you do have any specific questions were about anything for us okay I want to thank you so much for joining us today Morgan this is been wonderful also get a ton of fun and I wish you a happy healthy and good luck in your meeting thank you so much I'm going to need it in Henderson from Choice Mutual sharing this with a Love's in the air with people over 55 and want to think David Bradford as well as Carol Robinson author of the books connect I also want to encourage you to educate your children as much as possible on finances cuz the earlier they learn the more likely they're going
have a fruitful retirement more financially sound live with that I want to thank you for joining us we appreciate it you can always go to the saving with Steve. Us or go and check us out on Spotify or apple like is tell us what you think of the show so look forward to seeing you next time have a great week bye bye thank you for joining us for saving with Steve show hosted by Steve Sexton to learn more about the show and how to become a guest or sponsor visit saving with Steve. Us that's saving with Steve. Us join us again next time as we continue to talk about everything under the sun that relates to you having a healthier happier relationship with money this has been the saving with Steve show hosted by Steve Sexton